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Travel Tip

Exchange rates at Ben Gurion Airport counters may differ from market rates. Compare rates before your flight and consider exchanging currency in advance for a better deal.

Travel Money & Exchange Rates Guide


Airport Money Exchange: T3 vs T1

Currency exchange desks at Ben Gurion Airport (usually operated by authorized commercial banks or licensed financial groups) operate 24/7 in both Terminals. However, travelers should be aware that airport exchange counters typically feature high spreads and additional service fees compared to interbank market rates. It is highly recommended to exchange currency in advance at licensed city exchange shops or withdraw local funds directly from bank ATMs upon arrival at your destination.

The Dynamic Currency Conversion (DCC) Trap

One of the most expensive pitfalls abroad is Dynamic Currency Conversion (DCC). When paying with a credit card or using a local ATM, the machine will detect your foreign card and offer to charge you in your home currency (e.g. Israeli Shekel - ILS or USD) instead of the local currency (e.g. EUR or GBP). The golden rule is to always choose to be billed in the local currency! Choosing your home currency lets the merchant or ATM apply their own inflated conversion rate, adding up to 10% in hidden fees.

Credit Cards vs. Cash in International Travel

While some destinations (such as the UK, Iceland, and Sweden) are virtually cashless and accept cards or mobile tap payments everywhere, other countries (like Japan, Germany, and Thailand) still rely heavily on cash. Our ultimate advice is a hybrid approach: carry a primary international credit card with low foreign exchange fees (ideally 1% to 1.5%), and keep a small reserve of cash bills split across different bags for emergencies.

Travel Finance Safety & ATM Security

Protect your travel finances by following essential safety rules. Never keep all your cash, credit cards, and travel documents in a single wallet or backpack. Utilize your hotel room safe to store backup cards and large currency amounts. When withdrawing cash from ATMs abroad, prioritize official bank branch ATMs rather than independent, generic machines located in tourist spots (like Euronet), which often charge high flat fees and offer poor exchange rates.